What is a Loan?
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We provide short-term collateralized loans to thousands of customers. We make loans on virtually any item that has value. On average, customers borrow less than $80.00. Customers have up to 90 days to pay back the loan. More than 80% of all loan customers redeem (pay-off) their loan and retrieve their merchandise.
- Short Term Collateral Loans
- Interest Free Layaway
- Free Consultations and Estimates
How a Loan Works:
We provide short-term collateralized loans with no credit checks or checking account necessary. You simply bring in the item you wish to leave as collateral (must be unencumbered--you must own the property outright). One of our staff will discuss the amount that you wish to borrow. Based on the value of your collateral, the employee will work with you to determine the maximum amount of the loan. Once agreed upon, you will be shown all amounts that will be charged for the loan. If you wish to continue with the loan, you will sign a loan agreement. You will leave the collateral with us and leave the store with cash in hand.
You will have up to 90 days to pick up your loan. At this time you will pay back the original loan amount plus processing fees and interest. You also have the option of extending your loan by just paying the processing fees and interest due (fee's and rates are set by the State of Washington). If you decide you do not want to pick up your loan, there is no further obligation. You keep the cash and we keep the collateral.
We also buy items outright, often for more money than the amount of a loan. Have old scrap gold jewelry, newer electronics, tools or other items of value you no longer need)? Just bring them in, and you can leave with cash instantly!
Products We Loan On / Buy:
- Home Electronics
- Game Systems & Video Games
- Musical Instruments and Equipment
- Tools, Construction Lawn Equipment
- Sporting Goods
- Cameras and Photographic Equipment
- Small Electronics
- And Many Other Items
What You Need to Bring for a Loan:
A valid state issued ID (drivers license, state ID card, etc).
The item you wish to leave as collateral (must be unencumbered).
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614 Main St
Vancouver, WA 98660